According to a report by Golden Finance, Bank of America recently published an analysis report predicting that the Federal Reserve may initiate a rate-cutting policy in September, which is earlier than the market's previous expectation of December. This reflects a new round of reassessment and expectations regarding current economic conditions and future policy trends. Bank of America's prediction is based on a comprehensive consideration of economic data, market performance, and the global financial environment, aiming to provide investors with more forward-looking decision-making references. As signs of slowing global economic growth become increasingly evident, multiple economies, including the United States, are under pressure to adjust monetary policies to meet challenges. With the Federal Reserve being one of the largest central banks globally, its policy changes often have significant impacts on the global economy. Therefore, the market pays close attention to this development, hoping to grasp future investment opportunities and risks.