Recently, the global financial market has been heating up with expectations of the Federal Reserve possibly cutting interest rates in September, leading high-yielding USD deposit products to once again attract investors' attention. According to latest reports from interviews, although the Federal Reserve has not officially announced an interest rate cut, some financial institutions have already begun to lower the interest rates on USD deposit products, reflecting the market's anticipation of policy adjustments by the Federal Reserve. At the same time, some wealth management products focusing on USD investments have also adjusted their performance benchmarks to adapt to market changes. Financial analysts state that considering the increasing likelihood of a Federal Reserve interest rate cut, future USD deposit interest rates are likely to enter a downward trend. Therefore, for investors interested in USD deposits or related wealth management products, it is particularly important to pay attention to the potential impact of interest rate and exchange rate fluctuations to ensure the stability of actual returns.