In a recent public event, Circle co-founder and CEO Jeremy Allaire shared his outlook on the future development of the credit industry. He firmly believes that with the continuous maturation and popularization of blockchain technology, all forms of credit will be processed and managed through blockchain in the future. This transformation not only enhances the efficiency and security of credit services but also significantly reduces transaction costs and risks. Allaire's prediction has sparked extensive discussions within the industry and suggests that the financial sector may soon witness a profound technological revolution.