With the advent of blockchain technology, the future of financial services is undergoing profound changes. The traditional financial system operates through a centralized approach, while blockchain provides a decentralized solution that allows users to build secure transaction environments without relying on third-party intermediaries. By adopting private or public chains, financial institutions can effectively reduce operational costs while enhancing data security and integrity. Additionally, the introduction of smart contracts further streamlines transaction processes, eliminating layers of intermediaries and significantly improving transparency and reducing opportunities for human error. In a smart contract governance system, only authorized users can perform specific operations, ensuring compliance within regulatory environments. For financial institutions such as Swiss banks, when formulating future strategies, they should focus on the following four key principles: first, building an innovative product framework; second, developing compliant and regulated products; third, evaluating the applicability of blockchain technology; and fourth, providing institutional-level services to fully harness the potential of blockchain technology and drive the financial industry towards a more efficient, transparent, and sustainable direction.