Recently, Bloomberg terminal data shows that the average U.S. 30-year mortgage rate has been reduced to 6.29%, which is the lowest point since February 2023. This change reflects the market's adjustment towards economic prospects and monetary policy expectations. For homebuyers, this lower interest rate provides more loan options and cost-saving opportunities. With the decrease in interest rates, the real estate market may see an increase in demand, and it also offers certain conveniences for buyers seeking stable long-term investments.