The Financial Industry Regulatory Authority (FINRA) recently released a survey report revealing the distinctive inclinations of American Gen Z in the financial investment sector. The report shows that 55% of Gen Z respondents expressed their preference for allocating their funds into the cryptocurrency market over traditional financial products and services. This generation is dissatisfied with digital banking platforms, perceiving them as cumbersome and lacking transparency. In contrast, Gen Zs favor decentralized financial applications and digital US dollar stablecoins to manage their finances, reflecting their pursuit of innovation and convenience in the fintech sector.